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- affordable term life insurance on Blog: Ric's take on insurance I've been looking for information just like that and now i found it. Thank for a very useful information. I will visit this ... more
- Cheryl on Ric's Blog: More choice, more $$$? Hi Ric, As Mary Hopkins sings, "Those were the days my friend". We had the Tagg bros.,one owned the newsagent (where my ... more
- Chris King on Ric's Blog: Besieged by communication Ric I went in to a shop to get a new cell phone (Ihave,nt got used to the word Mobile yet, but have lived here for 41 ... more
- Chris King on Ric's Blog: More choice, more $$$? Hi Ric Yes I do miss the personal service that we used to have. When living at home with my grandmother , Mr Blotniek, the ... more
- ron kelsen on Ric's Blog: Besieged by communication i am 65 years old, and in my childhood years telephones were for rich people, most people visited each other, sat down and ... more
- Karelyn on Ric's Blog: More choice, more $$$? I agree with Ric.He had Mr Redpath. When I was going to primary school we had Mr Rich. A great family store. Back then he or ... more
- J and R McIntosh. on Ric's Blog: Besieged by communication Hi RIC, I am a high school teacher and sometimes I have students texting the person sitting next to them.How neccessary is ... more
- Jane Fisher on Ric's take on the bushfires We used to live near where the fires have been and have taken a couple of trips up to Kinglake to see for ourselves. I can ... more
- Jane Fisher on Ric's Blog: Besieged by communication Hi Ric, We never had the phone on at home but our neighbour did, but that number was only ever to used for DIRE emergencies, ... more
- James Nixon on Ric's Blog: Besieged by communication Hi Ric, Nice piece, but in 1961 it would have been BB 6479 or 21 6479. We were in Camberwell with BX 5229 (29 5229) ... more
- Georgina Millard on Ric's Blog: Besieged by communication How right you are. I remember when we first got the phone on at home in the 60's, you would never just pick up the phone and ... more
- julie on Ric Ditchburn's Blog: Empty Nester We have 4 children and 2 have left home or so we thought. Now the other two's girl/boy friends like to visit and stay over. ... more
- Richard from Sacramento on Ric Ditchburn: What, me worry? I reckon you are absolutely on the mark, Ric. Not only does it sometimes seem like a movie, but a bad one at that. Of ... more
- Maureen Claughton on Ric Ditchburn's Blog: Empty Nester I too brought up my 3 kids alone Ric and have now lived on my own for several years I JUST LOVE IT, I love to see them when ... more
- Tom on Ric Ditchburn's Blog: Empty Nester Our first Son left home 2 weeks ago - he is now staying at UNI in a dorm type environment. Before he left my wife and I were ... more
- Cheryl on Ric Ditchburn's Blog: Empty Nester There is nothing wrong with breathing a sigh of relief once our children leave home, Ric. Like you, I love my children more ... more
- ronald on Ric Ditchburn's Blog: Empty Nester make the most of it. sooner or later they will get married and you will be number one baby sitter. more
- Matt on Blog: Ric's take on insurance I think one of your comments is a little out of whack. Just remember we had an event called 9/11 which didnt bring the ... more
- ~~~Mike~~~ on Blog: Ric's take on insurance I am not taking sides. I maintain my insurance on all I can afford to. I do tyhink they should have some cover BUT I do not ... more
- Life Insurance on Blog: Ric's take on insurance Insurance is very important for life. more
Blog: Ric's take on insurance
Greetings once again devoted readers of the blog.
You know I got to thinking about insurance the other day.
It's a funny old thing insurance. I reckon it's like playing Russian Roulette.
You take your chances and roll the dice.
I for one don't have health insurance. I have the car covered and I have a contents policy on the house. I don't have building insurance because I don't own the house. I belong to the RACV just in case I break down, but I don't have life insurance because, quite simply, I can’t afford it.
You could quite easily spend a whole lifetime paying insurance and never making a single claim.
If you didn't pay insurance on anything at all, you would save a fortune.
You take your chances and you roll the dice.
There is a huge debate going on at the moment about whether the good folks devastated by the bush fires should get any financial assistance to rebuild their houses if they didn't have insurance.
To me, it's no contest.
This was no ordinary event.
The thousands and thousands of people around Australia and the world who have donated millions and millions of dollars, would not have given a minutes thought to how that money was distributed.
All they wanted to do was help. Help in any way they could.
Two points:
- If everyone had insurance cover there would be no need to donate money to help. They would have been covered.
- If everyone had insurance cover it probably would have brought the insurance companies to their knees.
Never again will these people ever have to face an event like this.
Who could have ever imagined an atomic bomb going off in your street?
Destroying everything you ever owned and killing those you loved.
Let’s forget the bickering and the debate about who should get help and who shouldn't
Let’s just be kind, loving, compassionate human beings!!
Let me know if you agree.
Cheers,
Ric
Blog comments
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I've been looking for information just like that and now i found it. Thank for a very useful information. I will visit this site frequently.
affordable term life insurance Wednesday 2 December, 2009 - 5:36 PM -
I think one of your comments is a little out of whack. Just remember we had an event called 9/11 which didnt bring the insurers to their knees to i doubt whether a bush fire which was significally smaller than 9/11 would do that. Notwithstanding, if people want to rely on Govt assistance then they take their chances and everyone else take insurance. I certainly do so i dont have to reply on the Govt as they dont get much else right
Matt Sunday 12 April, 2009 - 5:43 PM -
I am not taking sides. I maintain my insurance on all I can afford to. I do tyhink they should have some cover BUT I do not believe the average insurance would cover everything totally! You are probably right it may have sent some company's broke. (May yet!)
~~~Mike~~~ Sunday 5 April, 2009 - 10:43 PM -
Insurance is very important for life.
Life Insurance Friday 3 April, 2009 - 3:41 PM -
Hello Ric, I agree with most of what you had to say about insurance. We live in The Dandenong Ranges and would not be game to have no house or contents cover. I understand that some people just cannot afford to have insurance and I did not hesitate to donate money to the Bushfire Appeal. I also make a yearly donation to our local Fire Brigade. I suppose you could say that I am covering all bases!
I'm listening in at the moment and heard you mention that your last child will be fleeing the nest shortly. Good luck. A new phase in your life is about to begin. You will miss the kids but it sounds like you have a fabulous relationship with them and will still be a big part of their lives....especially if you keep the toolbox well stocked!!
Cheers from CherylCheryl Thursday 26 March, 2009 - 3:59 PM -
I have to agree with Lyn. Ive paid insurance all my life. I'm 51.I don't like it, but as my Father used to say "Its a necessary evil!" Still it seems cruel to forgo money to uninsured people.However I feel for for all those who paid up their insurance only to watch those who did not get the same money.Anyway love your show Ric.
Keep up the good work.
ChrisChris Ross-Smith Monday 23 March, 2009 - 9:00 PM
